EPSOM (ST ANDREW) CHURCHYARD

EPSOM (ST ANDREW) CHURCHYARD
AUCKLAND CITY, NEW ZEALAND
EPSOM (ST ANDREW) CHURCHYARD WAR GRAVES
(C) 2007 P R Lascelles

The cemetery is at 100, St. Andrew’s Road, Epsom, Auckland, in the grounds of St. Andrew’s Church. There are 2 Commonwealth burials of the 1914-1918 war and 1 of the 1939-1945 war here.

World War 1:

BURNS, JOHN CULLEN 56092 Serjeant Major 23/08/1918
FERGUSON, ALEXANDER BURNS Sub-Lieutenant 14/07/1920

World War 2:

KIRK, THOMAS EVERTON NZ40649 Pilot Officer 14/11/1940

Auckland

WAR GRAVES in AUCKLAND REGION, NEW ZEALAND

CEMETERY AND MEMORIAL INDEX
Auckland City
Epsom (St Andrew) Churchyard +
Hillsborough Cemetery
Mangere Public Cemetery
Motuihe Island Cemetery
Otahuhu Public Cemetery
Otahuhu Roman Catholic Cemetery
Otahuhu Anglican Cemetery Memorial Park
Purewa Public Cemetery
Remuera (St Mark’s) Churchyard +
Rotoroa Island Cemetery +
Waikaraka Park Cemetery
Franklin District
Bombay (St Peter’s) Anglican Church Cemetery
Bombay Presbyterian Church Cemetery
Pokeno (Fraser Road) Public Cemetery
Pukekohe Public Cemetery
Tahuna Pa Road Maori Cemetery
Tuakau Public Cemetery
Waiuku Public Cemetery
Manukau City
Clevedon (St Andrew’s) Presbyterian Churchyard +
Howick Public Cemetery
Manukau Memorial Gardens
Papatoetoe (St John’s) Presbyterian Churchyard
North Shore City
Albany Public Cemetery +
Birkenhead Anglican Cemetery +
Birkenhead Catholic Cemetery +
Birkenhead Public Cemetery
Devonport (O’Neill’s Point) Cemetery +
New Zealand Naval Memorial, Devonport
Papakura District
Drury (St John) Anglican Church Cemetery +
Drury Presbyterian Cemetery +
Mauku (St. Brides) Anglican Churchyard
Papakura Public Cemetery
Rodney District
Helensville Cemetery
Kaukapakapa Public Cemetery
Kumeu Anglican Cemetery
Leigh Public Cemetery
Matakana Public Cemetery
Port Albert Public Cemetery
Puhoi Public Cemetery
Warkworth Anglican Church Cemetery
Warkworth Presbyterian Public Cemetery
Wellsford Public Cemetery
Waitakere City
Auckland (Waikumete) Cemetery
Auckland (Waikumete) Crematorium +
Auckland Provincial Memorial +
Hobsonville Presbyterian Cemetery
Swanson Public Cemetery
Thames – Coromandel Peninsula
Coromandel (Buffalo) Public Cemetery
Omahu Public Cemetery
Tararu Public Cemetery
Thames (Parawai) Maori Cemetery
Thames (Shortland) Public Cemetery
Thames (Totara) Memorial Park
Whitianga Public Cemetery
Hauraki Plains
Paeroa Public Cemetery
Waihi Public Cemetery
Photograph Request

If you require a copy of a photo of a War Grave, please send me an email (click “Contact” heading below) and don’t forget to include the location, the name and service number

Contact

If you have family details (including photos) that you would like added to a soldier’s webpage, please email me by clicking the “Contact” heading above.

 

About

Memorial to the casualties of WW1 & WW2 who are commemorated in New Zealand. It includes web links, photographs and service details of those remembered.

Links
Commonwealth War Graves Commission
Auckland War Memorial Museum
Cenotaph Database
Further Research Links
How to Access
Click on a region name or area on the map to access the index of War Graves and Memorials in that Region.

To access the a photo, click on the Poppy next to the name.

To access the records at War Graves Commission, click on the name

Contact
If you have family details (including photos) that you would like added to a webpage, please email me by clicking the “Contact” heading above

Wedding and Housewarming Gift Ideas

If you want to give wedding gift that the happy couple will cherish for a long time, there are a variety of options. From a personalized wine glass to a cutting board, here are a few suggestions. You can also give them a housewarming gift, such as a personalized street sign.

Personalized wine glass

Personalized wine glasses make for a perfect wedding gift. These personalized glasses can be customized with the bride and groom’s names or a wedding slogan. Personalized glassware is a useful gift that will be appreciated for years to come. Personalized wine glasses are also great for other events like milestones and religious ceremonies.

A stemless wine glass is another stylish favor that couples can give to each other. Personalized stemless wine glasses are a unique way to show off the bride and groom’s names and wedding date. You can also fill them with a favorite treat or a tea light candle. Even after the wedding, the bride and groom can use these glasses to toast one another in style.

Personalized glassware is a great way to show your loved ones how much you care. There are endless ways to customize these glasses, and you can even create a personalized wedding theme for your recipients. Personalized glasses can make a great wedding gift for bridesmaids, groomsmen, and more.

Personalized cutting board

Personalized cutting boards make for a wonderful wedding gift for a newlywed couple who loves to cook together. Made of durable bamboo with a butcher block inlay, they are perfect for chopping, dicing, and slicing. As a gift, a cutting board is an excellent choice for a couple because it is so useful and will last a lifetime. The engraving on these cutting boards is permanent and can be engraved with any name, initial, or short message.

Personalized cutting boards are available in a variety of designs and materials. Bamboo cutting boards are a popular option for wedding gifts because bamboo has a unique grain pattern that makes it ideal for engraving. Bamboo cutting boards may have the engravings in lighter areas than the other boards. A cutting board made from bamboo is also easy to care for and will look good for many years to come.

If you’re looking for a unique gift that will be functional and decorative, consider a wooden cutting board. These are made of high quality materials and are laser engraved with a name or short message. They make a great gift for the kitchen and make a beautiful centerpiece.

Personalized street sign

Personalized street signs make wonderful wedding gifts. You can personalise them to match your wedding decor, or even customize them to fit your own style. They also make a great home decoration. You can use ribbon or double-sided sticky pads to hang them on the wall. These signs also make great gifts for yourself, too.

You can find hundreds of different designs online. The most important thing is to choose one that will fit the personality of the couple. Personalized pieces will fill their homes with love and will leave them wondering where they got them. These signs are perfect wedding or anniversary gifts and are great home decor too. Personalized street sign ideas are a great way to surprise your partner with a meaningful gift. They are a unique way to show your love for your new spouse.

If you don’t want to purchase a custom sign, consider a framed, personalized road sign. The couple can choose the color that suits them best. Choosing a framed road sign is a great way to make it extra special. And if you’re worried about the longevity of the gift, you can always order a sign in a custom color, as the colors symbolize the meaning of their marriage.

Personalized housewarming gift

One of the best housewarming gifts is a wine bottle and glass set. This gift set comes with essential wine tools like a corkscrew, foil cutter, and stopper, and will add a classic, sophisticated touch to the home. It’s also a great housewarming gift idea for couples.

There are so many options when choosing the perfect gift for the newlyweds. They will appreciate everything from new dishes to pots and pans to unique decor items. However, if you’re not sure where to start, you can consider giving them a personalized gift instead. For example, if they’ve got a passion for wine, you can give them a wine-tasting lesson!

Personalized cheese boards are also a great housewarming gift for newlyweds. You can give them a rustic-themed one or personalize it with a meaningful date. You can even gift them a custom-designed round cheese board.

Buy Audio Cable Online

 

Many people are now asking, “How can I buy audio cables online?” This is because the process of buying these has changed in a major way. You used to be able to easily find a store in your local town that had audio cables for sale. But today, it is not so simple to do so. There are just so many companies that sell these cables online that the whole process has become much more difficult than it was before.

But one of the main reasons why you would want to buy audio cables online is because they are so much cheaper than in retail stores. They also offer better service. For example, when you buy audio from your local store, you have to deal with salespeople who might try to sell you something else and get your money. With audio cables for sale online, you can browse through the different kinds that are available. This means that you will have a better chance of finding the best cables for your needs.

Another reason why you should buy audio cable online is because it is usually much easier to compare prices. When you shop offline, it is almost impossible to compare prices because they are all lumped together. However, when you are looking for digital audio cables, you will be able to look at each cable’s specifications side by side. This will allow you to see the differences between each cable and the differences in sound quality.

Another benefit to buying your audio cable online is that you can usually purchase them very quickly. The reason why you want to buy digital audio cables online is because you can usually get the same products in less than a day. This is a big advantage compared to the time it takes to ship these products to your home or business. If you spend even one day shipping cables back and forth, then you are spending money that you don’t have.

One last benefit to buying your cables online is because you can test everything to make sure that they are going to work with your equipment. Most electronic equipment has a specific connection that is made between the device. The cable will not function properly if it doesn’t have this connection. Therefore, you want to be sure that you check every cable that you buy to make sure that it is going to work with your system.

Some people think that they need to test everything to make sure that they work, but that is not true. You only need to test out your cables once or twice to know whether or not they are going to work for your specific needs. Most digital audio cables are also sold in multiple use cases. Therefore, if you buy audio cables online, you will be able to buy every cable in one case so that you can be sure that they are going to work with your specific setup.

There are many benefits to checking out different sound quality reviews on your cables before you buy them. First of all, you can see how other customers felt about the cables that you are considering. By looking at reviews, you will be able to see how the sound quality varied from product to product. Also, you will be able to see how long each manufacturer has been in business for. In addition to that, you can compare sound quality and prices to ensure that you are getting the best audio cable that is available for the amount of money that you have to spend. The most expensive cables may not always be the best audio output.

Some cables are braided, and some are not. Nylon braided audio cables are usually used in home theater systems. These cables are usually much stronger than those that are not braided, but the cost may be a factor when you are deciding what type of cable you want to use. A reputable dealer will be able to help you with any questions that you may have about the different types of cables that are available, so make sure that you check out reviews first to determine the types of braided cable that are available.

Landscaping For Homes And Businesses

 

Landscaping Auckland has turned out to be a satisfying business. Nowadays, property owners can beautify their home or commercial property by landscaping it. A healthy lawn is good for both the health of the landowner and those who frequent the property. In fact, landscaping is becoming one of the main businesses in Auckland because many new home owners like to landscape their property as they construct their home. Landscaping Auckland has now become big business in the city.

Landscaping in Auckland has now come to be a big business with real estate agents all over the country dealing in this kind of work. There are special agencies which deal with selling and leasing out property owners’ properties and related works. These companies have huge networks of experts including builders, plumbers and many more which work together to complete the landscaping projects on behalf of the property owners. Many property owners also take help from companies which handle these kinds of work.

Landscaping Auckland involves a number of jobs such as mowing lawns, adding decks, gazebos, and trees, planting grass and so on. These jobs require an expert and experienced hand which should be possessed by only those companies that are well established and have a good reputation. Landscaping should be done in layers to prevent leveling. It is also important to have a good drainage system for the purpose. There are certain companies that can also do any kind of construction work within a limited budget.

Landscaping in Auckland is now getting popular because of the increased demand for residential and commercial properties among the people living in the area. It is not necessary that a person will have to look far to find good companies to perform these kinds of work for their home or office premises. Many companies advertise their services and their areas of expertise through flyers, newspapers and the internet. Listing down a few companies that offer landscape work in your locality is always a good idea.

A Landscaping Auckland company should be licensed and registered by the Local Government Administration (LGA). The Landscaping Auckland company should also be able to supply you with their portfolio. The Landscaping Auckland companies should also be affiliated to certain associations. This will provide proof about their experience and competence in the field of landscaping. Finally, check with the local body that regulates the landscaping business in your locality.

The Landscaping Auckland companies should have proper project management and accounting procedures in place. These companies should stick to a schedule and meet deadlines for the work they have agreed to perform. Moreover, the Landscaping Auckland companies should not compromise with the quality of work because of the rush job. The project manager should have the full authority to say no to any employee if they find that the work is not up to their standards.

It is vital for property owners to landscape their properties to increase its value and beautify the surroundings. The Landscaping Auckland companies should understand the requirements of the property owners. It is important to discuss the plans with property owners so that both the parties can work out something that is acceptable to both. If the plan does not suit the property or the location, it is better to back out and start planning again. On the other hand, if the land owners approve the plan, the Landscaping Auckland companies can then prepare and start doing the work.

Before starting the project, it is important to gather all the required documents like building permits, electrical permits, soil tests, water permits, and the like. It is essential for the project to be licensed and registered under the Construction Control Regulations. There are several Landscaping Auckland companies in the market and many of them claim to have excellent skills and expertise but you need to check out the credentials and records to make sure that they are really established and genuine. It is vital for you to work with a company that has good relations with other professional organizations. You can also ask for feedback from your friends and relatives for references to Landscaping Auckland companies.

Home Renovations on the Northshore

 

What better way to kick off a home renovation plan than by turning the spotlight on the Northshore real estate market? With over 20 years of experience, the Nautical Heritage Association has earned a reputation as one of the North Shore’s premier home renovation specialists. Their portfolio includes such projects as the beautiful Avon House, the restored River Street homesites, and even the Jack Tar Hotel and Spa. For the discerning home shopper, this extensive selection and varied offerings offer something for every taste and budget. The best thing about it is that Nautical Heritage does not limit its attention to home renovations. In fact, they encourage their customers to take a second look at the homes and facilities they have listed, which are in many cases still on the market.

It’s not just the seaside homes and hotels that you’ll find on the Northshore. With a full slate of home improvements and home improvement packages, the entire spectrum of home building and remodeling techniques can be found here. You’ll certainly enjoy all the new and improved features that come with renovations on the Northshore.

One of the many improvements on the Northshore to look for when you’re making a home renovation decision is the addition of energy-efficient appliances to your home. Energy efficient appliances, such as heaters, air conditioners, and newer windows help reduce the energy costs incurred during construction and will lower your home utility bill. In fact, some home improvements on the Northshore make up a large part of the funds that are used to support the Nautical Heritage Association’s activities and programs.

If your goal is to create a more energy efficient home, one very feasible renovation choice to make on the Northshore would be to install double paned windows. These windows offer a higher level of insulation, which helps reduce the heat loss through the roofing and also helps to keep the house warmer in winter and cooler in the summer. This investment in your home will pay off for many years to come with savings on your home utility bill and other costs associated with heating and cooling.

If the home renovations on the Northshore take on a more substantial scale, new roofing may be necessary. Depending on where you live, you may want to consider a new roof to improve the appearance of the home and to provide protection from coastal weather. There are several different types of roofs available on the Northshore, ranging from flat and low pitched to specialized marine-grade roofs. If you are considering home renovations on the Northshore, consider the climate of the area you live in before making your decision. Certain climates are better suited for certain types of home renovations, so consulting with an expert before you make any major decisions could save you money in the long run.

Some home renovations on the Northshore require removing old and existing furnishings, decorating rooms, or redecorating and painting rooms. Even when undertaking renovation on the Northshore, you should first have a basic plan in place for how you would like your home to look. Even the smallest renovation project can quickly turn into a large project if you do not have a clear plan from the beginning. For example, if you were interested in transforming the master bedroom into a formal living space, but knew that you did not like the color of the walls, it could quickly become a major project if you did not prepare a well thought out plan. Having a home renovation plan in place can also make it easier to stay on budget and to make sure that your home renovation on the Northshore goes as smoothly as possible.

Regardless of the size of your home renovation on the Northshore, it is essential that you thoroughly check out all of your supplies before you begin work. This includes anything that you plan to use for home renovations on the Northshore. Items such as lumber, paint, or wallpaper should be purchased in advance, and you should always ask about the warranty for each item you purchase. It is also important to remember that some home renovation projects, such as those on the Northshore, may require that you purchase additional equipment to ensure that everything is done properly.

One of the best ways to avoid making costly mistakes when it comes to home renovations is to hire a professional home renovation company. There are a number of excellent contractors that specialize in renovating homes on the Northshore, and they will be happy to come and inspect your home before the work begins. If you plan to make changes to your home on your own, it is important that you understand the process completely before you begin. With a little research and with the help of a home renovation professional, you can easily transform your home and put it back into place as quickly as possible.

How to Buy Dog Lead Online

 

If you own a dog and are searching for the best way to take care of him, you should consider buying a dog lead. There are several types of leads for dogs you can choose from. However, you have to determine which one is best for your pet before you make a purchase. This is so that you can prevent any injuries while he is playing.

When you go out shopping for a dog lead, you have to think about the size of your dog. He must be able to move freely with it. The weight should also be with an indicator of its compatibility with your pet. Remember that it is best to get the one that best fits your pet.

You may consider purchasing a lead that is made from metal. This is because this material enables you to wrap around your dog without getting him tangled up with the leash. It also allows him to stand high even if he tries to move backward. Some of them come with a harness while others come with a clip-on collar.

One advantage to buy dog lead online is that you can easily compare prices. It is always wise to compare different stores before making a purchase. This will ensure that you are saving both time and money. Another advantage to buying online is that there are many online stores that offer great deals on them. Therefore, you can choose the best deal online and then bring your pet along with you when you shop.

If you do not know how to buy dog lead online, you may go to the store and ask the help of the sales clerk. The sales person can assist you in finding the right type for your dog. He can give you helpful tips on how to properly handle and care for the dog. In addition, he can help you choose the best materials for your dog’s collar.

Before making your purchase, it is necessary that you research online about the quality of the product that you intend to buy. You can do this by reading reviews or by reading the product description. You should also consider the material used for making the dog lead. It should be durable and strong to protect your dog from adverse weather conditions.

You also have to choose the correct size of the dog lead. This is important because you want your dog to have enough space so that he can maneuver and trot around freely. Choose the size of the dog collar that is neither too tight nor too loose. You do not want your dog to get tangled up in any collar.

Finally, you have to take into account the design and style. You want your dog to look good so choose a style that complements his coloring and the overall appearance of his coat. You can choose from designs such as flat top, spiked collar, flat ring, or plated metal. This will help you make a good decision.

There are also many accessories that you can purchase to make your dog more fashionable. There are collars, harnesses, and lead bags available. Choose the one that fits your dog properly and securely. You can also choose from designer collar and harness styles. This will make him look better and more impressive.

When buying an online dog collar or a lead bag, it is also advisable to consider the comfort and ease of use. Choose a design that is comfortable for your dog so that he will not get strangled. Make sure that the item is easy to use. For instance, choose a Velcro strap rather than a buckle when attaching a dog lead.

The price should also be considered when buying. You might want to buy a high quality collar at a cheap price but this is not advisable because you might end up wasting money if your dog gets hurt because of a cheap collar. You can compare prices before deciding on a collar for your dog.

A dog collar should be chosen with care because your dog needs to feel confident about his safety. It is not just enough to buy a collar; you should also know how to take care of it. Dog owners who know how to take care of their dogs will be more caring and will be rewarded by their dogs in return.

What to Consider When Choosing Coffee Capsules NZ

 

Coffee capsules NZ coffee powdered mixes that contain ground coffee, without the normal coffee grinds. Typically the powdered coffee is mixed with hot water to form a very delicious cup of coffee, which is often served at coffee bars. However, these capsules also vary widely in price and concentration, so buyers have the ability to choose from a large assortment of brands. This is a great way for people on a budget to still be able to get a delicious cup of coffee, and without having to spend a lot of money. When looking for coffee capsules NZ, it is important to know what to look for.

The first thing to look for in coffee capsules NZ is the amount of caffeine in them. The amount of caffeine in any brand will vary slightly, but most have about a milligram of caffeine per one tablespoon of powder. If you drink coffee frequently then this amount should be enough to give you a nice buzz without having any side effects. Caffeine is a stimulant and can increase alertness and improve alertness as well as help with weight loss. It is typically found in black and coffee blends.

Another important factor in coffee capsule NZ is the type of coffee that is used to form the product. In general coffee that is not grounded or roasted has a lesser amount of caffeine than the coffee that is ground. The less processed the coffee is, the less caffeine there will be in the coffee capsules NZ. This means if you enjoy drinking coffee grounded, you will want to get a product that is similar to the amount that you would find in the store.

There are many different types of coffee capsules NZ to choose from as well. Many brands use different types of powders to create their products. There are also some companies that make a capsule in a variety of different ways. For example, there are many different types of gourmet coffees used to create these different products. There are also different types of coffee bean used. The beans may be processed into the liquid to create the coffee capsule or they may be ground and dehydrated to produce the powder used in making the coffee capsules NZ.

When you are looking for coffee capsules NZ, you will want to take a look at the amounts of caffeine included in the product. Caffeine content varies on the brand you buy. In general, the higher the brand name, the more caffeine there will be in the product. If you are sensitive to caffeine, you may want to think about choosing one of the less common brands of coffee beans nz that do not contain as much caffeine.

If you are new to coffee bean capsules NZ, it may be helpful to choose a product that has a high caffeine level. This means that the amount of caffeine will be more than enough to wake you up in the morning. At night, you can also increase the amount of coffee capsules NZ you take to help your body maintain proper sleeping habits. You should always talk to your doctor before taking any new supplements.

Another consideration when choosing coffee capsules NZ is the type of preparation you prefer to drink them in. While you can use most coffee grounds in a French press, it is important to note that not all coffee grounds are created equally. You can purchase French presses that are specifically made for drinking coffee with coffee capsules NZ. Some manufacturers sell coffee grounds in a premixed form that is appropriate for all types of coffees.

When you are searching for coffee capsules NZ, be sure to check the ingredients list to be sure you are choosing a product that has the right amount of caffeine for your purposes. When using the French press method to prepare your coffee capsules NZ, the amount of caffeine and other ingredients may vary depending on the brand of coffee capsule machine you buy. However, if you shop around you should find a variety of different brands available to choose from. Your final choice may also depend on whether or not you want to use organic coffee grounds, if you prefer to brew your coffee fresh each day or if you feel you don’t have many options when it comes to preparing your own brewed green coffee at home.

Boat Financing Options

 

If you are looking for boat financing, consider looking for boat loan companies that specialize in this kind of finance. dealer financing is especially convenient since you are able to arrange it right then and there while you are making the sale. However, on the downside, dealers often receive a small percentage of the sales on the loans, so they can actually be more expensive than other alternative boat financing options. Buying used vessels is a good idea, but if you don’t want to pay more for the loan, look for alternatives that won’t put you at a disadvantage when it comes to interest.

There are many alternatives to traditional boat financing. For instance, many credit unions offer relatively inexpensive boat loans. They have established relationships with many boat manufacturers, so they often provide financing that is more affordable than traditional sources. Moreover, many of these credit unions work with financial companies that specialize in boat financing, so you won’t be steered towards one lender or another. In addition to credit unions, you may also want to check with banks, credit unions, and private lenders, as well as online lenders. The possibilities for finding boat loans that meet your needs are nearly endless, so you shouldn’t have too much trouble coming up with financing options that are right for you.

If you prefer a different source for your boat financing, consider looking for lenders that deal specifically with boat loans. Many times, you can find these lenders online, and many times they will offer you a better interest rate than with banks or other financial institutions. Additionally, when you deal directly with lenders, you will be able to get more flexible terms on the loans that you apply for. This can make them particularly attractive if you have good credit, or if you are trying to obtain a boat loan with a large down payment.

One thing to keep in mind when you shop around for a secured boat loan is that there will be regular payments that need to be made, even if you have a low interest rate. Although you can sometimes reduce these payments by prepaying the loan for a longer period of time, some lenders require that you make payments while you are still in the process of using the boat. Therefore, it may be useful to consult with a lender about how much of your monthly payments will have to be dedicated to making payments while you are not using the boat.

In most cases, this type of financing will be much easier to obtain than a car loan, since you don’t have to worry about securing a lot of money in order to buy the boat. In addition, most people who have good credit are eligible for this type of financing. Lenders are often willing to approve the boat financing application, even if the borrower doesn’t have a great credit history.

Fixed-term boat loans are another option. The interest rates on fixed-term loans are often lower than those associated with other types of loans. However, the interest will be determined at a set fixed term, which is usually for thirty years. The loan amount will also be based on the boat value at the time of closing.

Some lenders will give boat buyers the option of obtaining an unsecured personal loan instead of a secured one. An unsecured personal loan is similar to a secured personal loan. However, unlike a secured loan, no collateral is required. If you have nothing to use as collateral, this can be an attractive option. The main advantage of an unsecured loan is that you won’t be required to prove your credit worthiness. Your application can be approved without going through the usual process of underwriting.

Many people who purchase boats or other types of vehicles use a combination of both home equity and personal loans for boat financing. When you use a combination of two or more types of financing, you can reduce the amount of money you need to borrow by spreading out the cost of borrowing. For example, if you use your home equity to finance a boat purchase, you could use the remainder of your home equity to pay off the first mortgage and then apply the remaining amount to the second mortgage. This would give you a loan with a much lower interest rate. Conversely, if you use an unsecured personal loan to fund your boat purchase, the interest rate and monthly payments on the boat loan will be higher than they would be if you used a combination of home equity and personal loans. Regardless of which type of boat financing you choose, it is important to shop around and compare prices and offers from several different lenders.